byalex

Since purchasing car insurance is such an important part of car ownership, it is vital that you find an insurance company that makes sense for your needs and your budget. Many people find that shopping for car insurance can be an overwhelming experience. Instead of trying to go through this process alone, it can help to work with an insurance agent who can go over your needs, to find the best policy for you.

When you are purchasing Car Insurance, there are many different policies that you have to choose from. Along with a host of insurance companies, it can become quite confusing trying to make a decision. With an agent, you can rest assured that your insurance needs will be met efficiently so that you are completely covered in the event of an accident.

When visiting your Harmon Insurance Agency, you will be able to sit down with your agent and go over your needs for coverage and your budget. Your agent will ask you several questions that will help him or her to gather the best policies that will meet your needs. It is important that you ask your agent any questions that you may have. Understanding your policy completely can help you to choose wisely.

As a part of choosing your insurance policy, you will be asked to sign several forms and documents. It is imperative that you read these documents carefully so that you can fully understand the ins and outs of your policy. You will need to read about the coverage amounts and the exclusions so that you are fully aware of what will be covered and what will not.

While making a decision on an auto insurance policy is never simple, it can be easier with the help of a qualified agent. Your agent is able to provide you with expert service and the years of training that have given him or her the knowledge to know what policies will offer you the best coverage. By working with your agent, you can rest assured that your car insurance policy will provide you with the best coverage that you can afford.

byAlma Abell

If a loved one has been arrested for a DUI, you may be wondering if you can help them get out of jail by purchasing a bond. While many people know these bonds exist, if you have never needed one before, you may not know exactly how they work or when you will need one. Below is some information you’re going to need to know if you’re interested in DUI Bail Bonds in Minnesota.

Do I Need to Get a Bond?

No, you do not need to get a bond. However, without a bond, you will need to pay the full amount of bail to the jail. Either of these will allow the person to be released from jail until their hearings are completed, so the decision is up to you and may depend on your financial situation.

How Much Will the Bond Cost?

Typically, the fees for obtaining a bond are 10% of the bail amount. For larger bail amounts, you %.

Are There Any Stipulations With a Bond?

The person or their legal representative must attend all hearings. If they miss a hearing, the contract will be considered breached, or broken. There may be several stipulations in the contract, so you will want to clarify this before you obtain the bond.

What Happens if the Contract is Broken?

If the person misses a hearing or the contract is otherwise broken, you will either have to pay the remaining 90% or you will forfeit the collateral. The person will also have a bench warrant issued for their arrest and will need to return to jail until their hearings are complete. Talk to your bondsman for more details about what could happen in your specific case.

These are just a few of the questions you may have if you’re looking into DUI Bail Bonds in Minnesota to help a loved one who’s been arrested. For more specific information relating to a specific situation, talk to a local bondsman today. To find the right bondsman, check the BBB (Better Business Bureau) and reviews for the companies you’re interesting in working with.